How Life Insurance Complicates Estate Planning, And How To Deal With The Complications

Posted on: 26 March 2016
Buying life insurance is one of the best ways of guaranteeing financial security for your family. However, it needs careful planning for it not to complicate your estate planning initiatives. If you aren't careful, then your life insurance may complicate your estate planning in these two major ways: Increased Tax Liability Upon your death, you want every asset, including the death proceeds from your life insurance, to go to your beneficiaries.
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Searches And The 4th Amendment: A Guide For The Layman

Posted on: 23 February 2016
The fourth amendment to the U.S. Constitution protects every American's civil right to be secure against unreasonable searches of their person and homes. Many people may not fully understand their rights under the fourth amendment and how the courts deal with this issue. Here is a more detailed look at this critical legal topic. Conditions  The 4th amendment says that law enforcement officers may conduct searches as long as they have asearch warrant signed by a judge.
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How To Qualify For Medicaid By Spending Down Assets

Posted on: 8 February 2016
If you ever need a nursing home, you could be disqualified from government insurance because of your assets, since Medicaid uses strict income guidelines to determine eligibility. Spending down your assets is one way to qualify for Medicaid. As it implies, spending down involves lowering your income to meet eligibility. Here are some tips to spend down your assets. Qualify as Medically Needy Check to see if your state has a medically needy program, which means you spend down to the income limit through medical expenses.
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Thinking Of Asking For A Pardon? Make Sure That You Understand Who Can Grant One

Posted on: 18 January 2016
There's a strange legal saga attracting the attention of the nation: the story of twice-convicted, once-exonerated Steven Avery, who is currently serving a life sentence in the death of photographer Teresa Halbach. A multi-episode documentary has brought attention to the case and a lot of sympathetic reactions by observers. Petitions have been circulated both online and off for his official pardon by President Obama. Unfortunately, those are destined to fail, because the people circulating and signing don't understand the laws regarding pardons.
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